Ask Your Insurer

Ask Your Insurer Presented By Muirfield Insurance: What’s ‘Fall Of The Hammer’ Coverage?

Equine insurance experts answer your questions about insuring Thoroughbreds for the breeding and auction realms. Email us at [email protected] if you have a question for an insurer. QUESTION: What is “Fall Of Hammer” Coverage? BRYCE BURTON: Fall Of Hammer is a term used to describe Full Mortality Insurance being automatically placed on a horse purchased […]

Continue reading
Ask Your Insurer Presented By Muirfield Insurance: Protecting Foals Before They Hit The Ground

Equine insurance experts answer your questions about insuring Thoroughbreds for the breeding and auction realms. Email us at [email protected] if you have a question for an insurer. QUESTION: What options are available to insure the in-utero foals that are purchased with a broodmare at auction? BRYCE BURTON: In Utero, or Prospective Foal Insurance (PFI), can […]

Continue reading
Ask Your Insurer Presented By Muirfield Insurance: What Types Of Coverage Does A Sales Consignor Need?

Equine insurance experts answer your questions about insuring Thoroughbreds for the breeding and auction realms. Email us at [email protected] if you have a question for an insurer. QUESTION: Are there policies or protections unique to people consigning horses, as opposed to the owners of the horses themselves? BRYCE BURTON: Consignors should have a Workers’ Compensation […]

Continue reading
Ask Your Insurer Presented By Muirfield Insurance: Covering Your New Foal

Equine insurance experts answer your questions about insuring Thoroughbreds for the breeding and auction realms. Email us at [email protected] if you have a question for an insurer. QUESTION: Is it less expensive to insure an older foal/yearling than it is to insure a newborn baby? BRYCE BURTON: Newborns are more expensive to insure than foals […]

Continue reading
Ask Your Insurer: When And Why To Change A Horse’s Insured Value

Equine insurance experts answer your questions about insuring Thoroughbreds for the breeding and auction realms. Email us at [email protected] com if you have a question for an insurer. QUESTION: When should I consider increasing or decreasing the insured value of my horse, and how do I do it? BRYCE BURTON: There are various reasons that […]

Continue reading
Ask Your Insurer Presented By Muirfield Insurance: Major Medical And Coverage For OTTBs

QUESTION: Do you offer any options for off-track Thoroughbreds, or strictly ones that are active/potentially active in racing and breeding? BRYCE BURTON: Full Mortality Insurance coverage, also known as All Risk Mortality coverage, is available for horse owners of all breeds, uses, and disciplines. As the name suggests, Full Mortality provides coverage on the animal […]

Continue reading
Ask Your Insurer: What’s The Difference Between Straight Rate And Deductible Policies?

Equine insurance experts answer your questions about insuring Thoroughbreds for the breeding and auction realms. Email us at [email protected] if you have a question for an insurer. QUESTION: Are there different types of Full Mortality, or All Risk Mortality, Policies? If so, what are they? BRYCE BURTON: As we’ve discussed in previous issues, Full Mortality […]

Continue reading
Ask Your Insurer: What Is Race Horse Owners Liability Insurance?

Equine insurance experts answer your questions about insuring Thoroughbreds for the breeding and auction realms. Email us at [email protected] if you have a question for an insurer. QUESTION: Is there an available type of coverage that you think people don’t take enough advantage of? BRYCE BURTON: Race Horse Owners Liability is an under-utilized and extremely […]

Continue reading
Ask Your Insurer: What’s That Horse Worth?

Equine insurance experts answer your questions about insuring Thoroughbreds for the breeding and auction realms. QUESTION: How do you determine the insured value of a horse on a Full Mortality policy? BRYCE BURTON: The simplest scenario for both the policyholder and insurance carrier is when a horse is purchased at public auction, because the horse’s […]

Continue reading
Ask Your Insurer: Insuring A New Stallion

Equine insurance experts answer your questions about insuring Thoroughbreds for the breeding and auction realms. Email us at [email protected] if you have a question for an insurer. QUESTION: What is the process to insure a new stallion, and what are some of the coverages available for him? BRYCE BURTON: When the stallion prospect is still […]

Continue reading
Twitter Twitter
Paulick Report on Instagram